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Memorial Day at Historical Union Cemetery in Redwood City, CA c.1859

Posted on: May 25th, 2024 | By Cliff Keith | Blog, Featured Posts, Redwood City History, Thursday Historical Information | No Comments

Memorial Day at Historical Union Cemetery in

Redwood City, CA c.1859

Memorial Day at Historical Union Cemetery in Redwood City, CA c.1859
Water tower


Historical Union Cemetery in Redwood City, CA  c.1859. If you would like to read more about Union Cemetery click this link. 

Redwood City, CA: Every Memorial Day the Archives Committee and the Redwood City Library celebrate memories of Redwood City pioneers and soldiers. Better known as their Memorial Day ceremony at Union Cemetery. It is their annual Memorial Day event held on Woodside Road (CA 84) near El Camino Real in Redwood City. The celebration is every Memorial Day and starts at 10:00 AM.


Who Are The Archives and the Union Cemetery Committees?

The Archives Committee and the Union Cemetery Committee have worked on this celebration for many years. They are continuously trying to make it an experience enjoyable for all. Their efforts over the years was mainly cleaning and clearing debris until the early 1970’s. 

In the 1970’s Union Cemetery condition got worse. For example. there was a need for repairs to the stone markers on graves, damages to the burial crypts, and the fencing. It didn’t stop there as there was a need to rebuild broken fixtures like the windmill and the bronze Union Soldier Statue.

The Committee worked with anyone who offered their help. This included Redwood City’s commissions and committees. The Historical Resources Advisory Committee, (HRAC) were one of them. Additionally, the City Council came to the table with their funding.

The cemetery was named a California Historical Landmark #816 in 1967, then added to the National Register of Historic Places in 1983.[4]

In other words, many concerned residents helped. They improved the landscaping, installed lighting, and assisted with on going patrolled security. It was the combined efforts of residences who wanted to preserve Redwood City history for future generations. 

The straw that broke the camel’s back

In the 1970’s Union Cemetery was a favorite site for vandals. There was extensive damage to most grave sites. Vandalism to the cemetery ran rampant. Usually around Halloween people entered into the cemetery and perform some “witch-craft rituals”. Vandals preformed grave etchings, they built fires and performed satanic rituals on make-shift alters. Damage to the gravesides was not uncommon. The grounds became an embarrassment to the whole community. 

What damage was done?

Memorial Day at Historical Union Cemetery in Redwood City, CA c.1859
Union Soldier statue

Stopping the ongoing damage became top priority of concerned citizens. These citizens took it upon themselves to reclaim Union Cemetery. The desire was to return the Union Cemetery to its original state.  First, they removed the bronze Union Soldier Statue. The Committee relocated it to a safe location. They hired, and paid for, cleanup and security of the Cemetery including repairs and restoration of the Union Solider Statue. 

The concerned citizens took it upon themselves to repaired damaged grave sites. They fixed broken wooden crosses, head stones, and metal fencing. They found opened concrete burial crypts too. Those crypts were re-sealed and secured.

Everyone helped

Memorial Day at Historical Union Cemetery in Redwood City, CA c.1859The Archives Committee and the Union Cemetery Committee brought in the City Arborist for his expert advice. There was a need to grade and inspect all the trees. Including in his findings was a plan to protect the Victorian Roses in the Cemetery.

The Archives Committee’s commitment to the preservation of Union Cementer caused many residents to see what the Archives Committee had done and what a great job they did to restore our history. Their work created a sense of community pride.

The Redwood City Council was instrumental in their support of the Union Cemetery through their funding. Their ongoing resources, support and encouragement lessen the burden for this large and much needed project. The City Council along with various Commissions and Committees were forth coming with their support too.

Where can I read more about Union Cemetery?

Memorial Day at Historical Union Cemetery in Redwood City, CA c.1859If you would like to know more about Union Cemetery go to the Downtown Main Library located at 1044 Middlefield Road. Go to the second floor and look in the Archives Room.  There’s a wealth of information about Redwood City history in that room.

You can look around this blog for other information on other historical facts of Redwood City. There are great books available on the history of Redwood City. They may be purchased at the Main Library Downtown Redwood City on the Second floor. 

As a side note you’ll discover from reading these various publication the Redwood City had the FIRST public library in the State of California. Pretty impressive!

Enjoy your Memorial Day.

#unioncemetery #redwoodcity #historicallandmark #memorialday


Memorial Day at Historical Union Cemetery in Redwood City, CA c.1859
Union Cemetery

#redwood #city #union #cementery #committee #archives #history #memorial

Real Estate Loan Pre-Approval

Real Estate Loan Pre-Approval

Buying a home is one of the biggest financial decisions you will make in your lifetime. For most people, it’s not something they can just pay cash for. Instead, they need to get a real estate loan. However, before you start shopping for a new home, you need to get pre-approved for a mortgage. Pre-approval is the process of getting a preliminary commitment from a lender for a mortgage loan before you find the home you want to buy. Here are the steps to getting pre-approved for a real estate loan:

Step 1: Check Your Credit Report

The first step to getting pre-approved for a mortgage loan is to check your credit report. Your credit score is one of the most important factors lenders consider when determining your eligibility for a loan. You can obtain a free copy of your credit report once a year from each of the three major credit reporting agencies: Equifax, Experian, and TransUnion. Review your credit report carefully and make sure there are no errors or inaccuracies that could negatively affect your credit score.

Step 2: Gather Your Financial Information

When you apply for a mortgage loan, you will need to provide a lot of financial information. Start gathering the following documents:

– W-2 forms for the past two years
– Pay stubs for the past two months
– Bank statements for the past two months
– Tax returns for the past two years
– Proof of any additional income (such as alimony or child support)

Step 3: Choose a Lender

Once you have your financial information in order, it’s time to start looking for a lender. You can choose to work with a bank, credit union, or mortgage broker. It’s a good idea to get quotes from several different lenders to compare interest rates and fees.

Step 4: Get Pre-Approved

Now that you have chosen a lender, it’s time to get pre-approved for a mortgage loan. The lender will review your financial information and credit score to determine how much they are willing to lend you. They will also provide you with a pre-approval letter, which you can use to show real estate agents and sellers that you are a serious buyer.

Step 5: Find Your Dream Home

With your pre-approval letter in hand, you can start shopping for your dream home. Keep in mind that your pre-approval letter is not a guarantee of a loan. The lender will still need to review the property and your financial information before finalizing the loan.

Step 6: Finalize Your Loan

Once you have found a home you want to buy, it’s time to finalize your loan. The lender will review the property and your financial information to ensure that you meet their requirements. They will also order an appraisal of the property to determine its value. If everything checks out, the lender will give you a loan commitment letter, which means that they are willing to lend you the money to buy the home.

Step 7: Close on Your Home

The final step in the process is to close on your home. This is when you sign all the paperwork and officially become the owner of the property. You will need to bring a cashier’s check or wire transfer for the down payment and closing costs. Once everything is signed, the keys are yours!

In conclusion, getting pre-approved for a real estate loan is an important step in the home buying process. By following these steps, you can make sure you are prepared and have the best chance of getting approved for a mortgage loan. Remember to shop around for the best interest rates and fees, and to keep your credit score in good shape. With a little bit of preparation, you can make your dream of homeownership a reality.

  • Cliff Keith – Vietnam Combat Veteran
  • (650) 346-7366 Text or Direct line

The 5 Items To Study Before Writing An Offer To Purchase Your New Home.

The 5 Items To Study Before Writing An Offer To Purchase Your New Home.

Yes you can write an offer on the home you just love and want to buy.  You may save yourself lots of time and money if you take a few steps prior to writing your offer.  There will be less stress in your life if you do.  What are the 5 things to investigate when writing an offer?

When you get ready to place an offer on a home you should do 5 things first and then structure your offer so.  By doing so you will have a better picture of your future neighborhood, community and neighbors. This is not the time to skip this step only to find out this information after you have closed your escrow. Those five things to research are as follows:

1. Job Stability: 

You can research this at If there are no jobs how will you be able to pay your mortgage payments?

2. Recent Sales Activity:

Although, what homes in the area have sold for is very important, Sales Volume equally is important. It shows if homes buyers want to live in a particular area of town you are considering or not. If no one wants to live there why would you want to live there?

3. Number of Building Permits: 

This registers the active builder’s sentiments and future housing activity. It stands to reason, for people who make their living from selling homes, they would NOT put their money in an area if they didn’t think they couldn’t make a profit down the road.

4. Where is the best money?: 

Where can you find the best home loan for your needs? Is it better at a local bank? A credit union? Maybe the current “Big 4” institutional lenders is the answer. Get on the phone and dial for dollars to find the answer.

5. Anecdotal Evidence: 

Home buyers can easily find homes that are for sale online or driving around on Sunday afternoons. A resource a home buyer has available to them for local ability and guidance is the area Realtor. A Realtor not only gathers facts to your particular needs but also has knowledge of some home before they have a chance to be entered into the MLSRealtors will help shorten your real estate learning curve.

Benefits the homebuyer:

Using these 5 actions items to help you buy a home are invaluable to you. They will aid you in making the best decision possible when buying your new home. A little research on the homebuyer’s part will make their transition into a new home easier. Homebuyers will find having fewer hurdles to jump during their home buying process.

Good luck on your home search. These are exciting times for you.

Click for (Free MLS) select your City of interest you will be sent to a list of homes.



Happy Saint Patrick’s Day

Posted on: March 14th, 2024 | By Cliff Keith | Holidays | No Comments

Happy Saint Patrick’s Day

Happy Saint Patrick's Day

Happy Saint Patrick’s Day. Today is celebrated by many people throughout the United States.  Saint Patrick’s Day is not a Federal holiday. The pseudo Irish, those without Irish heritage love to join in. A normal group dynamics of honoring Saint Patrick with everyone else is the call of the day. Primarily a celebration by the Irish and Irish American culture everyone else want to be included on this special day. On Saint Patrick’s Day you will see everyone celebrations by wearing green, eating corn-beef and cabbage, along with drinking copious amounts of alcohol. (Preferably Irish whiskey.) Religious observances adds to the underlining celebration of parades and festive eating and drinking.  

Celebration of Saint Patrick’s Day on the North American continent began in the late eighteenth century. And, is deep rooted as a holiday, that it continues to this day.

On this date in history:

1776 – American Revolutionary War: The British Army in Boston, Massachusetts withdrew from Boston, which ended the 11 months fight between them and the American patriots known as the Siege of Boston.

1950 – The synthesis of californium, a radioactive trans-uranium element, became known to the public.

1963 – The most recent eruption of Mount Agung on Bali, Indonesia killed some 1,500 people.

1988 – Eritrean War of Independence: The Eritrean People’s Liberation Front encircled a Soviet-Ethiopian force and gained a decisive victory in the Battle of Afabet

It’s good to be Irish

Limited details of Saint Patrick is recorded in history. Born into a wealthy Romano-British family in the 4th century in Roman Britain.  Saint Patrick’s grandfather and father were deacons in the Christian Church.

At 16 Patrick was captured and made a slave. His captors, Irish raiders believed to have taken Saint Patrick to the west coast of Ireland.  It was believed Saint Patrick was enslaved in Mayo. 

As the story goes…

Patrick said he had a dream one night. In it he had escaped from his captors. He boarded a ship heading to Great Britain.  In Great Britain he joined a Church in Auxerre in Gaul. He wanted to study to become a priest.

In 432 A.D. he again claimed God had spoken to him and told him to return to Ireland. (This time he went back as a bishop not a slave.)

His duty to God was to Christianize the Irish from their native polytheism.  Bishop Patrick as a teaching method to explain the Christian doctrine of the Trinity according to Irish folklore used the shamrock. 

After almost 30 years of practicing his evangelism bishop Patrick died on March 17. 461 A.D.. As tradition went, Bishop Patrick’s body got buried at Downpatrick. Bishop Patrick was highly regarded as the principal champion of Irish Christianity. Held in high esteem, Saint Patrick’s standards caused the Irish Church to honored him in all their celebrations.

Being part Irish I want to wish everyone a very Happy St. Patrick’s Day.  Eat, Drink, and be Merry!

Happy Saint Patrick's Day

Erinn go Brach







[Tweet “Happy Saint Patrick’s Day in Redwood City”]

SF Bay Homes

327 Saint Francis Street
Redwood City, CA 94062
United States (US)
Phone: 650 346-7366

Monday9:00 AM - 9:00 PM
Tuesday9:00 AM - 9:00 PM
Wednesday9:00 AM - 9:00 PM
ThursdayClosed currently
Friday9:00 AM - 9:00 PM
Saturday9:00 AM - 6:30 PM
Sunday10:00 AM - 5:00 PM

Happy Saint Patrick's Day

#stpatricksday #sfbayhomes #buyahome #sellahome #redwoodcityca

How much home can I buy?

How much home can I buy? Here’s a simple formula I learned some 36 year ago for figuring out what someone may afford when buying their new home.

Will the bank lend me money?
How much home can I buy? It’s Easy Peasey

Take your Gross Income, multiply it times 40%, divide by 12, and that will be your monthly payment you would qualify for from the bank. (This is if you have good credit and is only a ball park estimate.)  The interest rate factor for 5% is $5.37.  I know there is cheaper money out there but this will give you a good general idea. If you want to know another interest rate factor go to the internet and type in the words “amortization table”, look at what the figure is for $1,000 under the interest rate you want a factor for and use that number as your interest rate factor. How much home can I buy?

What is the formula for knowing the price of the home I can buy?

Here’s an example: Your Gross Income is $50,000: multiple by 40% = $20,000 divide by 12 = $1,666.66/month divide by interest rate factor $5.37 for 5% = $310,366.21.  Now add your down payment to that number and you will know what you can buy using a loan from a Conservative lender. Again this is a ballpark method and only gives you an educated idea of what you might be able to buy. Remember this does NOT include any closing costs you may incur during your escrow period.

formula Ohm's Law
How much home can I buy? Not Shocking!

If you would like to know more information or better understand the home buying process. I would be happy to talk with you and answer any of your questions.  In the meantime here are a few reports that may help you on your journey of buying a new home.

What is the formula for knowing the price of the home I can buy? For further help email, or call me.  I am here to help you. How much home can I buy?

How Do You Sell Your Home for A Higher Price?

Posted on: January 17th, 2024 | By Cliff Keith | Blog, Sellers Tips | No Comments

Sell Your Home for More Money

How Do You Sell Your Home for A Higher Price?

Homeowners lately have been asking me how do I sell property. They what to know the shortest time in the SF Bay area to sell property.  There are many possibilities. In selling any form of property. There are always two terms, which determines the time it takes to sell any property. Those two terms are Price and Terms.

What about the third factor; condition?

Price and Terms can be found in both the Listing Agreement and the Purchase Agreement. Both impact the time to sell property. Make sure you fully understand both aspect of your agreement to sell before you sign anything. Your agent should be able to explain another important factor in selling any property, and that is condition.

In today’s real estate market in the SF Bay Area home sales are brisk and usually sell for asking price or more. The current standard of practice by real estate brokers is to list the home and prepare it for the market through various inspections, trades people to fix any faulty condition issues with the home, and staging the home to show it in its finest light.

Show property from its best view-point.

At the same time marketing is arranged in the form of hiring a professional photographer who know how to make any property shine from every angle. Seaming together these photos can make a virtual tour to help home buyers see before hand what they are going to buy in a new home.  Also, writing great content for a color picture flyer adds to prospective home buyers a quick glimpse into the home you’re offering to sell. 

How Do You Sell Your Home for A Higher Price?

How long will this take?

All of these various aspect of marketing a home usually takes your Realtor 30-days to arrange with the many vendors involved. If the condition of the home requires extensive repair work such as dry rot or some form of infestation, then that time frame will be longer. Each community has a different number of days for a home to sell. On the San Francisco peninsula the average time for a home to sell is between 18-28 days. This is historically low for most real estate markets, but not for the SF Bay Area. The demand is high, and the supply is low. This will improve over time though as many communities are moving fast to provide more housing.

What about the escrow period?

Once any home sells there is an escrow period both buyers and sellers will want to ensure legally property transfer of title. Currently, the shortest escrow  is 7 days, which is an “all-cash” offer, and a purchase with a loan averages approximately 21-30 days. This is because there needs to be time for bank appraisers, title officers doing title searches, loan officers and underwriters working on the terms of the real estate loan, and the wiring of funds to complete the transaction. As I mentioned before the 7 day close happens because the buyer is an all cash buyer, meaning there is no time needed to facilitate the loan process.

I just want out!

How Do You Sell Your Home for A Higher Price?

7-10 days would be the standard time period to sell a home without any type of contingency.  The buyer will require clear title to the home, make sure you’re the actual vest owner. I will give you this example on how this came about. Remember in the old cowboy movies where they prospector always referred to someone as a claim jumper? Well there were claim jumpers who were the most notorious criminals of the day, that is beside a horse thief. This brought about the need for Title Insurance and Title Insurance Companies.  

The Title Insurance Companies insure a home buyer they are buying the home from the right person and given the title to the property without any “clouds” on the title. If it is found at a later date that that is not true then the Title companies are on the hook to pay the home buyers all the money they had lost in the transaction. The Shortest Time in SF Bay Area to Sell Property then for a normal transaction is 30-61 days.

What do I lose when selling without marketing?

If you are a seller who wants out of his home today under any conditions that time period can be shorten to 7 days or slightly longer if there’re any hiccups. The results to you will be; not receiving the highest price for your home, nor the most favorable terms, but you will have a short close of escrow. Still most “all-cash” offers come in around asking price, “as-is” (meaning as disclosed), and quick close of escrow.

How do I make sure it’s done correctly and legally?

These two scenario, “traditional sale and all-cash quick sale”, are what a SF Bay Homeowner can expect when selling their home. In both cases choosing the correct Realtor that you need in your corner is utmost importance. Cliff Keith and Team has been helping homeowner in the SF Bay Area since 1976. Cliff and his Team know how to help you sell your home no matter how you choose to do it. Our 41+ years of experience has taught us how best to help our clients achieve their real estate goals. We put our client’s real estate needs above our own. And, that is why we are still in business after 41+ years. Call or text us today to find out how we can help you too.

What to do now?

How Do You Sell Your Home for A Higher Price?
Call Cliff 650 346-7366

There’s an easy 3-Step Process to get stated with the solutions to your particular real estate needs. They are as follows:

1.   Take out your cell phone

2. Look up my number (hint 650-346-7366

3. Call me immediately

Once you call we will discuss without any pressure or intimidation how best we can achieve the real estate goals you want. There will be NO cost, or NO obligations. We are not only a full service real estate company, but a real estate resource center to answer your questions. We may NOT be able to help you and we will let you know that up-front. Sometimes real estate issues are not solvable. We know the ones that are and will share our knowledge with you again at no cost or obligation.

#sfbayhomes #sellmyhome #realestate #sellahouse #howtosellmyhome #moremoneyformyhome #quicksale #tipforsellinghouses

How Do You Sell Your Home for A Higher Price?

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