Cliff’s Notes on real estate… April 2017

Posted on: April 1st, 2017 | By Cliff Keith | Blog, Cliff's Notes on Real Estate, Featured Posts, Holidays |

Cliff's Notes on real estate... April 2017
Easter Board

Happy Easter

Dear Friend,

Cliff’s Notes on real estate… April 2017 for Silicon Valley, CA. If it happens to be raining as you read this, then you might be interested in one of this month’s articles about the origin of the phrase “April showers bring May flowers.”

Among the many other articles in this month’s newsletter, you’ll find meaty answers to questions that are on everyone’s mind:

  • Why does reheated coffee taste bad?
  • How do you hone your life vision?
  • What are dogs really saying when they wag their tails?

I hope you’re buckled in and ready for the spring home selling season, when it seems like everyone is talking about real estate. So, when you overhear someone mention buying or selling a home, please step up and share my name with them. Thanks!

Talk with you soon.

Your friend in the real estate business,

Cliff

Cliff Keith

650-346-7366 Cell/Text

Cliff@SFBayHomes.com

 

Why Does Reheated Coffee Taste Bad?

Cliff's Notes on real estate... April 2017
Coffee

It has nothing to do with the microwave and everything to do with the volatility of aromas and chemicals in coffee.  Coffee is all about science. The drink has over 1,000 aroma compounds, plus a complex profile of proteins and acids.

Several studies point out that the intensity of the ‘roasty-sulfury’ odor of coffee plays a key role in how it tastes. The odor decreases rapidly after initial brewing as it loses those aromatics to evaporation, resulting in a loss of taste.

Also, some of the different compounds in coffee fall out of solution as it cools. Proteins tend to sink to the bottom while oils float to the top, leaving a skim of oil on top of old coffee. The acidity also increases, and the taste becomes sourer. Essentially, the flavor profile breaks apart and can’t be put back together again—just like Humpty Dumpty. So what’s the best way to reheat coffee?

Experts and regular folk alike agree. Avoid the microwave. Store hot coffee in an airtight thermos. Or better yet, start from scratch when you want a hot cup.
Some people in surveys have said that reheating coffee in the microwave to “warm it just enough” to drink is better than reheating it to very hot…but this may depend on how cool your coffee has gotten in the first place, or how much of its original flavor profile was lost before reheating.
I hope this helps you enjoy your next hot cup of coffee! ~ Cliff

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INSIDE THIS ISSUE
• Why Does Reheated Coffee Taste Bad?
• “April Showers Bring May Flowers”
• April Quiz Question
• What Is Two And Two?
• Hone Your Life Vision
• Avoid Mistakes With Retirement Savings
• Get Up And Work Out
• Dogs Speak Volumes With Their Tails
• Mistaken Identity
• Marriages That Make Sense
• Romanian Axe Made Of Impossible Metal

April Quiz Question
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Q: What is an Easter egg in a movie?

Everyone who texts, emails or calls in the correct answer by the last day of this month will be entered a drawing for a $30 gift certificate to Starbucks

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March Question
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Q: When was the coil spring invented?
A: In 1763, by R. Tradwell

Congratulations to this month’s winner:
Debbie Curran of Redwood City

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April Showers Bring May Flowers

We’ve all heard the rhyme, but you might not know where the rhyme originated. It can be officially traced back to the mid-1500s, although earlier use of the phrase probably existed.

Cliff's Notes on real estate... April 2017
Spring flowers

The first instance in writing comes from a poem published in 1557, written by a farmer named Thomas Tusser. His poem, compiled in rhyming couplets, was called A Hundred Good Points of Husbandry and contained instructions and observations about farming and country customs in the Tudor period of England. In the April Husbandry section he wrote:
Swéete April showers,
Doo bring Maie flowers.
Tusser could have been referring to something agrarian societies have probably known for millennia…at least those living in particular temperate zones. Basically, the influx of rain in April coincides with the warming of the weather in May which brings forth flowers.
But since he was also a keen observer of life and a poet, he could as easily been using the phrase metaphorically as a reminder to look for opportunity in adversity.

___________________________________________________________________________________________Creativity can solve almost any problem. The creative act, the defeat of habit by originality, overcomes everything. —George Lois

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What Is Two And Two?

A business man was interviewing applicants for a manager position. He devised a test to select the best person for the job. He asked each applicant, “What is two and two?”
The first interviewee was a journalist. His answer was “Twenty-two.”
The second applicant was an engineer. He pulled out a slide rule and showed the answer to be between 3.999 and 4.001.
The next person was a lawyer. He stated that in the case of Jenkins v Brown, two and two was proven to be four.
The last applicant was an accountant. When asked, “How much is two and two?” the accountant stood up, went over to the door and closed it, then came back and sat down. He leaned across the desk and said in a low voice…”How much do you want it to be?”
He got the job.

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Cliff's Notes on real estate... April 2017
Easter Board

Feeling Sick? Don’t Look On the Internet

The internet is good for some things, but when you want to find out what’s making you feel sick, you’re generally better off with your doctor than with a medical website or smartphone app. That’s the diagnosis of a study by Harvard Medical School that was recently written up in the JAMA Internal Medicine journal.

The research involved 234 physicians and 23 diagnostic tools offered by such websites as the Mayo Clinic and Web MD, along with apps for the iPhone and Android smartphones. Given 45 hypothetical patients and their symptoms, the human doctors got the correct diagnosis right away in 72 percent of the cases, while the computerized symptom checkers were correct only 34 percent of the time.

When asked to provide not one, but three possible diagnoses, physicians again outperformed their technological counterparts, hitting the right diagnosis with their top three 84 percent of the time. Websites and apps found the correct diagnosis just 51 percent of the time.

So although you might be tempted to just Google your symptoms and head to the drugstore, most of the time you’re better off making an appointment with your doctor.

Spring has returned. The Earth is like a child that knows poems. ~Rainier Maria Rilke

Positive Job Habits

Talent alone won’t help you succeed at work. To get ahead, work on establishing the following work habits:

• Keep clutter to a minimum. Schedule a few minutes each day to get rid of junk mail and old papers that build up. Set aside 15 minutes once a week to do a thorough sweep of clutter in your work space.

 

• Minimize distractions. If you procrastinate by talking on the phone, set a time limit for each call. Also, learn to tactfully get rid of people who interrupt your work.

• Schedule steps towards your goals. Rather than only having a to-do list of daily tasks, also create a to-do list of items that move you towards key goals.

• Know your style. Don’t work against your inner nature. Schedule your toughest work for the times when you have the most energy.

• Seize the moment. Gather simple tasks that need to be done and keep them by the phone. Then if you are put on hold, start working on them.

• Emulate someone who is successful. Find a person who is succeeding at juggling school or family with work and ask how they do it. Notice how they behave at work.

• Make accomplishing tasks fun. Challenge yourself to get a certain amount of work done in a given time, or see if you can get through a difficult task without making mistakes. Reward yourself for success.

 

The beautiful spring came; and when Nature resumes her loveliness, the human soul is apt to revive also. ~Harriet Ann Jacobs

Hone Your Life Vision

Cliff's Notes on real estate... April 2017
Looking thru binoculars

Just as businesses are guided by a vision, your life can also benefit from having a vision. A vision is a description of your idealized lifestyle and outcomes. Vision is often based on living according to your highest values and principles.
When honing your life vision, here are things to keep in mind:

• Your vision shouldn’t be about “shoulds.” A compelling vision is based on what you want to achieve, not what you (or others) think you should have or should do.
• A vision includes identifying your highest values. One exercise is to list all of your most important values (such as honor, trust, fun, play, love, etc.), then imagine you have to throw away one of your values. Which one would you cross off? Then you have to throw away another value from your list. You keep doing this until you’re left with the values you refuse to throw away.

Do more than just look…
• Focus your vision on a higher sense of what you’d like out of life based on your values, without worrying about specific details. There’s a story told in business seminars of two explorers tasked with reaching a certain destination through the forest. One explorer picks a path and starts off immediately with great enthusiasm, overcoming each obstacle along the path. The other climbs a tall tree and sees that the other man is headed in the wrong direction. The metaphor is that the second man has vision to help guide him. He may hit the same obstacles, but he has a better sense of where he’s going and how to get there.
• Keep your vision distinct from your goals. A goal has a time-bound and measurable outcome. A vision is the broad sense of direction you want your goals to take you.

• Keep your vision fresh. If you’re feeling bored, reevaluate your life vision. Are you still on the right path? Are you living your vision and finding that it’s not what you thought it would be? Or have you discovered that there’s more to life and you need a bigger vision?

 

Avoid Mistakes With Retirement Savings

Make one or two mistakes in handling your retirement money, and you could be paying a stiff penalty later in your life. The stock market goes up and down, but you’ll survive if you stay clear of these common mistakes:

• Obsessing about market losses. Focus instead on long-term needs. Catastrophic events and long-term health care needs cause as much damage when you’re caught unaware as does a shaky stock market. Will your nest egg be able to handle long-term care?
Forgetting about inflation and taxes. Your retirement savings is a lot smaller than you think it is when you start factoring in the rate of inflation and the taxes you’ll have to pay when you start drawing out of it.
• Indulging instead of saving during your last years before retirement. When you’ve got only a handful of years left before you retire, don’t go out and buy that new sports car. Some people are able to build up almost a third of their savings in the last five years before retirement because they got serious about saving and investing. Be that person.

Will there be penalties?
• Thinking you can withdraw more than you really can. If you rely on average annual returns on your investments to determine just how much you can withdraw, you could be drawing down your retirement fund faster than you should. Average returns are seldom steady. A safe rule of thumb: Count on a 3 percent rate of withdrawal.
• Not expecting to live a long life. Despite the rise in life expectancy, people still seriously underestimate how long they’ll live. If you’re not thinking about longevity, you could tap out your savings much faster than you should.

Is your money giving you a 8-12% return?
==========
Information on earning 8-12%!
———-
How to make 8% -12% secured with local real estate.
How to buy your home Before it hits the open market.
———-
Don’t stand in line be one of the first to know about a home you can afford to purchase

How sellers price their homes and why.

Cliff's Notes on real estate... April 2017
Work Out

Get Up And Work Out

The alarm rings. Do you leap out of bed to head for the gym? Or hit snooze? Motivating yourself to get up and start exercising can be tough. Try these tips to get moving:
• Eat light the night before. A heavy snack right before you hit the mattress will make you feel lethargic in the morning.
• Get a full night’s sleep. You’ll wake up feeling refreshed and energetic.
• Lay out your clothes the night before. If all your gear is waiting for you, you have fewer excuses between you and your exercise.
• Get a buddy. Getting over resistance might be as easy as having someone call you.

Quotes

There is safety in the very heart of danger. —Vincent Van Gogh

We have to choose life. Choose risk. Choose love. The only safe place for our hearts is to dive deeply into the magnificent, eternal, ridiculous, overwhelming love that God has for us. —Stasi Eldredge

Pray like it all depends on God, but work like it all depends on you. —Dave Ramsey

I want to be thoroughly used up when I die, for the harder I work the more I live. I rejoice in life for its own sake. —George Bernard Shaw

Mistaken Identity…

Even Queen Elizabeth II sometimes goes unrecognized. A story from the Hello magazine website tells of a time when the queen’s car drove up to the Royal Windsor Horse Show in 1991. A guard walked up and told her, “Sorry, love, you can’t come in without a sticker.”

Unfazed, her majesty answered, “I think if you check, I will be allowed to come in.”

He did, and she was.

Marriages That Make Sense

An elderly woman became a local celebrity in her small town by getting married at the age of 92. The newspaper sent a reporter to interview her. His first question was how she enjoyed being a newlywed in her 90s.

“Oh, this isn’t my first husband,” the woman replied. “I’m used to this by now.”
“Really? How many times have you been married?”

“This is my fourth husband. When I was 22 I married a banker. He died, and then when I was 43 I married a circus performer. He ran away with a dancer. Then when I was 62 I married a minister, and he lived a long time.”

“What does your new husband do?”

“He’s a funeral director,” she said proudly.

The reporter laughed. “That’s quite a variety of husbands.”

“Oh, it always made perfect sense to me,” the woman said. “I married one for the money, two for the show, three to get ready, and four to go.”

Food for Thought!

 Science literacy is the artery through which the solutions of tomorrow’s problems flow. — Neil deGrasse Tyson

 There are some people who live in a dream world, and some who face reality; and then there are those who turn one into the other. — Douglas Everett

 There is safety in the very heart of danger. —Vincent Van Gogh

Free Reports!

How sellers price their homes and why.
Information on earning 8-12% with your money!
How to make 8% -12% secured with local real estate.
How to buy your home Before it hits the open market.
Don’t stand in line be one of the first to know about a home you can afford to purchase

___________________________________________________________________________________________

Imagine me as your real estate consultant. What I do for you is invest my time consulting, negotiating, and organizing the details of your transaction because I want you to have a superb experience that will cause you to want to introduce me to the people you care about most.
The purpose of my business is referrals, which means I must bring the type of value that makes you feel comfortable introducing me to the people you know that need my help.
After all, a referral is sending someone you care about to someone you trust.
Cliff Keith

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Hidden Secrets for Quick, More Money, Home Sales…

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Romanian Axe Made Of Impossible Metal

Cliff's Notes on real estate... April 2017
Battle Axe

An antique piece of aluminum is generating controversy and fueling theories that aliens visited Earth in the distant past. The shard of metal, which resembles the head of an axe, was discovered in Romania in 1973, when that nation was still part of the Soviet Union. The shard and two bones were found approximately 30 feet underground on the shores of the Mures River, near the town of Aiud. All three objects were taken to the Transylvanian city of Cluj for testing.

How old was the animals?

The bones were determined to be from a mammal 10,000-80,000 years old, but analysis showed that the lightweight metal was manufactured some 250,000 years ago. The findings were confirmed by a laboratory in Lausanne, Switzerland. More recent tests, however, suggest a younger age, although with a wide range—anywhere from 400 years old to 80,000 years old. Still, aluminum production began only about 200 years ago, making the metal much older than any previously found by archeologists.

The discovery has sparked speculation by UFO theorists, but a more practical explanation is at hand: A local Romanian historian believes it could have come from a German aircraft during WW II, although that doesn’t explain the artifact’s apparent ancient age.

Science literacy is the artery through which the solutions of tomorrow’s problems flow. —Neil deGrasse Tyson

 

Spring Into Action

Cliff's Notes on real estate... April 2017
Easter bunny with egg

The History Of Easter Egg Hunting: You won’t find them in the Bible, but many cherished Easter traditions have been around for centuries. The most prominent secular symbol of the Christian holiday, the Easter bunny, reportedly began in Germany with an egg-laying hare.

The decoration of eggs is believed to date back to at least the 13th century, while the rite of the Easter parade has even older roots.
But the novelty of hunting for Easter eggs was first referenced in writing in England. During A. E. Housman’s inaugural lecture as Professor of Latin at University College, London in 1892, he said, “In Germany at Easter time they hide coloured eggs about the house and garden that the children may amuse themselves in discovering them.”

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“We’ve all heard that a million monkeys banging on a million typewriters will eventually reproduce the entire works of Shakespeare. Now, thanks to the Internet, we know this is not true.” ~Robert Wilensky

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The 10 Do’s and Don’ts on Credit…

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Keep Workplace Ideas Flowing

Keep Workplace Ideas Flowing
Ideas are crucial to innovation and growth, but many employees choose to keep their ideas to themselves. Why?

One of the most common, and most easily remedied, reasons is proximity. Studies have found that employees are extremely unlikely to share information with co-workers who sit more than 30 feet away from their workstations. To create cross-functional sharing, work areas may need to be rearranged, or more frequent meetings arranged.

Other reasons that the flow of ideas gets stopped:
• The Fear of rejection.
• Fear of exposing ignorance, or fear of embarrassment.
• Finally, the Fear of theft.

The first two fears are usually due to office culture, and change must come from the top down. Otherwise, an employee must be skilled at influence to get their ideas accepted.

The fear of having ideas stolen is more difficult to address. It is the reason that many organizations report difficulty in getting employees to participate in knowledge management systems. Some organizations have achieved success by including the sharing of information and ideas in the annual review process and linking such behavior to raises and rewards. ~Adapted from Better Conversations

Cliff's Notes on real estate... April 2017
Easter Board
Cliff's Notes on real estate... April 2017
Cliff’s Notes….
Cliff's Notes on real estate... April 2017
Happy Easter
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